Today’s world is dynamic and unpredictable, and when you are trying to build your life, it’s not difficult to find that debts can accumulate faster than you can deal with them. Then, it’s not long before you begin to dread the ringing of the telephone or the arrival of the postal truck because you know that it will be yet another angry creditor looking for that monthly payment. If this is happening to you, you would probably benefit greatly by speaking with a New York state lawyer. If you are planning for Filing for Chapter 7 Bankruptcy Melville, this lawyer can give you valuable information about options that may be available to you to get control of your financial life. If you have more debt than you’ll ever be able to handle, then Chapter 7 bankruptcy Lindenhurst may be the best choice for you.
Debt Relief and an Automatic Stay
If your annual income is below a certain level, you may be eligible to file for Chapter 7. In this type of bankruptcy, the value of all of your assets is calculated and then a court trustee liquidates them to pay off your creditors. Nearly all of your debts are then discharged, which means that you will not have to pay them off. After you file, this also triggers an automatic stay, which means that collection actions from all creditors must be stopped. This will mean that there will be no more hostile phone calls or letters, giving you a chance to rest and collect your thoughts as you prepare for a fresh start.
Call to Schedule a Free Consultation With a New York State Bankruptcy Lawyer Today
If you are overwhelmed with debt and tired of the calls and letters, call to schedule a free consultation for Chapter 7 with a Long Island bankruptcy attorney today. At the Law Offices of Scott R. Schneider, we will help you file and get through the process smoothly so that you can move on. We serve the cities of Long Island, Melville, Lindenhurst and surrounding Nassau and Suffolk County communities. Visit our website at https://nassaubankruptcyattorney.com or call us at (516) 433-1555 . Our knowledgeable and friendly staff will be happy to hear from you.
Better Business Bureau
Bankruptcy Practice Spotlight
If you are facing a possible foreclosure, I can take my two-plus decades of experience to help you save your house.
I understand how stressful the prospect of losing a house can be and am committed to working one-on- one with you to understand all details involved in your financial situation.